Stop paying upfront for things that your team may not use. With Wellbytes, you fund eligible claims based on actual usage.
Wellbytes supports claims processing in accordance with CRA guidelines, helping businesses maintain clear records and reduce administrative risk.
Save time with a fully digital, self-serve platform that reviews, processes, and manages employee claims efficiently.
Give employees greater choice by allowing them to use their health benefit dollars on eligible expenses that matter most to them.
Applied only to reimbursed amounts. No hidden fee.
He’s breaking down the main benefit options for small businesses in Canada. Which option is your business using? Watch now >>
Fixed premiums, — regardless of usage
Pay based on reimbursed claims — keep unspent funds
Premiums typically increase 5-7% year over year
Flexible budgeting based on actual use
Kept by the insurer
Stay with you — rollover or refund options
Coverage rules and category limits may apply
Flexible spending on CRA-eligible expenses
Retain Premium and restricting payouts
Facilitate usage, not block it.
Simple for your business. Simple for your team.
You choose how much to allocate by employee class annually. Stay in control of the budget, and depending on plan design, unused funds may remain with the business or roll forward.
Employees visit the providers they choose, then upload their receipt securely through the Wellbytes mobile app. No provider network restrictions.
Wellbytes reviews claims based on your plan setup and eligibility requirements, following CRA private health services plan rules, then reimburses employees directly by bank deposit.
Our system supports claims administration in accordance with CRA guidelines, with securely stored documentation to support audit-ready recordkeeping.
Our SOC 2 Type II certification reflects strong standards for security, availability, and confidentiality in how your data is handled.
Client funds are held in trust with a Schedule I Canadian bank and protected by applicable CDIC coverage, helping support the security of deposited funds.
Your data stays in Canada. Your records stay audit-ready. See the HSA FAQs for claims, eligibility and CRA questions.

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