Digital Health Spending Accounts (HSA) in Canada

Health & Wellness Spending Accounts

Pay-As-You-Use. Cancel Anytime.

No long-term contracts. Flexible payment options with no upfront fees.

Bulletproof Compliance

Know exactly what are eligible based on the CRA. No confusing insurance language.

Zero Admin Burden

Fully digital, self-serve platform that reviews, processes, and manages employee claims on autopilot.

Unmatched Flexibility

Boost employee retention by giving your team the ultimate perk: they decide to spend on the specific care they genuinely want.

Choose the Right Plan for Your Business

Incorporated Individuals

Single User

Ideal for professionals like Doctors, Lawyers, Consultants, and other self-employed individuals.

Business With Employees

More than 1 employee

Transform your benefits package, reduce costs, boost employee retention, with transparent and flexible health plans.

The Wellbytes Differences

Zero Fee

No upfront payment required. Wellbytes' flexible plan is 100% free until you make a claim.

Pay-As-You-Go

You pay $0 unless claims are reimbursed. Get covered today and enjoy flexibility as you go.

Claims Paid in 48h

No PDFs, no scanners. Simply snap a photo on Wellbytes app, & we’ll take care of the rest.

Powerful, Proprietary CRM

Efficiently manage benefits, track claims, and optimize health spending for your business, all via our mobile app.

Expert Help, Anytime

Quick responses from real HSA experts—available for both employers and employees.

No bots. No guesswork

Still wondering how it works?

Talk to an expert

Flexible, Transparent Coverage for Eligible Health Expenses

Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.

Prescription Drug

Prescribed by a licensed practitioner: e.g., asthma inhalers, blood pressure, cholesterol, diabetes meds, antibiotics, etc.

Dental Care

Cleanings, exams, X-rays. Fillings, crowns, root canals. Night guards, dentures. Braces/orthodontics (common family claim)

Vision Care

Eye exams. Prescription glasses, contact lenses, or sunglasses, etc.

Paramedical Services

Physiotherapy. Massage therapy. Chiropractic. Psychology/therapy, etc.

Devices & Supplies

CPAP machine and supplies. Hearing aids. Diabetic. Etc.

Diagnostics

Lab tests and diagnostic imaging not covered elsewhere (varies)

Mental Health

Psychology, psychotherapy, and counselling.

Orthotics & Mobility

Braces, walkers, canes, and custom orthotics.

Hearing Care

Hearing tests, hearing aids, batteries, and accessories.

Fertility Care

Fertility treatments and prescribed fertility medications.

Medical Travel

Eligible medical travel costs, including transit and accommodation.

Bank-Grade Security. Audit-Ready Standards.

Confidence in Compliance

Our system ensures claims in accordance with CRA guidelines, with securely stored, audit-ready documentation for worry-free recordkeeping.

Peace of Mind with Proven Security

Our SOC 2 Type II certification ensures that your data is handled with the highest standards of security, availability, and confidentiality. Trusted by leading financial institutions.

Fully-Insured, Always Secure

Your deposits are held in trusts with a Schedule 1 Canadian bank and protected by CDIC insurance, ensuring the safety of your funds.

Your data stays in Canada. Your records stay audit-ready.

Simple. Powerful.

Built for Employers and Employees.

Seamless Claims in Seconds. Just snap a photo, submit, and enjoy fast, paperless claim processing.
Don't wait weeks. You can receive reimbursements fast and directly in your bank account.
Say goodbye to paperwork and enjoy a hassle-free experience
Instant Awareness. Automated updates keep you informed and in control

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