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Gain Peace of mind with a Fully CRA Compliant Healthcare Spending Account
One incorrect health claim can trigger reassessments, non-deductible expenses, or hours of cleanup work.
Wellbytes eliminates that risk with a PHSP-compliant structure, full documentation, and 100% claim reviews — before anything is approved.
Tax Professionals see firsthand how quickly medical and dental reimbursements can become non-deductible or disallowed if clients use the wrong structure.
With Wellbytes, every claim follows PHSP rules, every receipt is documented, and every reimbursement is CRA-defensible — lowering personal tax while protecting both you and your clients.
Wellbytes helps Tax Professionals Maintain Fully Compliant HSAs
And Protect Clients From Disallowed Claims
Want to speak to someone right away? Call 1-888-218-4549
CRA scrutiny on health-expense reimbursements is rising. Without a CRA-recognized PHSP/HSA, many medical and dental expenses become non-deductible, harder to defend, and more likely to be challenged during a review.
Without a CRA-recognized PHSP/HSA:
This increases the risk of disallowed claims, reassessments, and unnecessary audit exposure.
Wellbytes provides a fully PHSP-compliant, audit-ready structure that eliminates grey areas and ensures every claim follows CRA-defined rules.
| Without HSA | With Wellbytes HSA |
|---|---|
| Medical reimbursements treated as personal expenses | All reimbursements issued under a CRA-recognized PHSP |
| No formal compliance structure — high risk of disallowed claims | Every claim reviewed for CRA PHSP eligibility before payment |
| Receipts stored manually — inconsistent documentation | Audit-ready digital documentation stored automatically |
| Grey-area claims often denied during audit | Clear eligibility rules — zero ambiguity, zero guesswork |
| Increased risk of reassessment or disallowed deductions | A full CRA-defensible trail for every claim and reimbursement |
Business structure validation and 100% of claims are reviewed to ensure compliance
No setup, renewal, cancellation or dependent addition fees.
All invoices and claims are stored securely and can be provided for audits
Pay less taxes and keep more of your income
Submit claims in seconds and be reimbursed within 1 business day
Extend coverage to your spouse and eligible dependents at no extra cost
No tied selling. No cross-selling. Period.
Get real-time updates on claims and reimbursements
Look for transparent fee structures to ensure no enrollment fees, per employee and dependent fees or hidden cancellation fees
Understand who owns the administrator to consider their primary offering. Will they prioritize selling insurance or other products?
Look for an administrator that provides a digital and easy claim experience
No cutting corners. Look for an administrator that reviews all claims instead of conducting audits and spot checks after claims are submitted.
Structured to CRA & Income Tax Act Guidelines.
100% Canadian Data Residency.
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