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Medical Practitioners routinely spend $5,000–$15,000+ every year on dental, physio, mental health, prescriptions, and family care — all using fully taxed personal income. A tax-free HSA lets you pay for every eligible expense using corporate dollars instead.
Cover your own expenses, your family’s care, or your staff — all through a simple, tax-free structure. A Wellbytes HSA converts 100% of eligible medical, dental, vision, mental health, and physio expenses into corporate-paid, tax-free reimbursements.
As a physician, dentist, chiropractor, or specialist, you’re paying for your family’s healthcare using fully taxed personal income — often 35–53% more than you should. Every $1 spent personally requires significantly more clinical income before tax.
With a Wellbytes HSA, those same expenses become 100% tax-free reimbursements and 100% deductible corporate expenses, allowing you to keep more of your clinical income while protecting your family’s health budget.
| Without an HSA | With Wellbytes HSA |
|---|---|
| Pay every family health expense (dental, physio, prescriptions, vision, mental health) using fully taxed personal income | All eligible expenses paid with pre-tax corporate dollars — not your personal take-home pay |
| A $6,000 family health bill often requires $10,000–$12,000 of clinical income before tax | A $6,000 expense becomes a $6,000 tax-free corporate reimbursement — saving thousands instantly |
| No corporate deduction — every personal payment is a lost tax opportunity | 100% deductible through a CRA-recognized health benefit (PHSP/HSA) |
| Income leakage: thousands in after-tax income lost every year to family health costs | Keep thousands more of your clinical income every year by running health expenses through your corporation |
| No documentation system → harder to defend expenses and higher CRA review exposure | Digital audit-ready documentation + 100% claim review — CRA-aligned and effortless |
Business structure validation and 100% of claims are reviewed to ensure compliance
No setup, renewal, cancellation or dependent addition fees.
All invoices and claims are stored securely and can be provided for audits
Pay less taxes and keep more of your income
Submit claims in seconds and be reimbursed within 1 business day
Extend coverage to your spouse and eligible dependents at no extra cost
No tied selling. No cross-selling. Period.
Get real-time updates on claims and reimbursements
Look for transparent fee structures to ensure no enrollment fees, per employee and dependent fees or hidden cancellation fees
Understand who owns the administrator to consider their primary offering. Will they prioritize selling insurance or other products?
Look for an administrator that provides a digital and easy claim experience
No cutting corners. Look for an administrator that reviews all claims instead of conducting audits and spot checks after claims are submitted.
Structured to CRA & Income Tax Act Guidelines.
100% Canadian Data Residency.
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