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Stop paying upfront for traditional insurance your team doesn't use, and transition to a predictable model where you only fund the exact claims they make.
Sleep easily knowing our platform automatically enforces strict Canada Revenue Agency (CRA) guidelines, perfectly insulating your business from tax risks.
Reclaim hundreds of HR hours with a fully digital, self-serve platform that reviews, processes, and manages employee claims on autopilot.
Boost employee retention by giving your team the ultimate perk: the total freedom to spend their health dollars on the specific care they genuinely want.
Beautifully simple. For you, and your team.
You decide exactly how much tax-free money to allocate per employee class (e.g., $1,000/year). You are in total control of the budget, unused funds stay with you or rollover.
Employees visit their preferred dentist, therapist, or chiropractor. They simply snap a photo of their receipt and upload it to the secure Wellbytes app in seconds.
Our CRA-aligned system automatically reviews the claim and reimburses the employee directly to their bank account. Zero paperwork or approvals required from your HR team.
| The Difference | Traditional Insurance | Wellbytes HSA |
|---|---|---|
| 1. What You Pay | Fixed premiums — use it or lose it | Pay only for what’s used — keep unspent funds |
| 2. Your Cash Flow | Premiums typically increase 5-7% year over year | No forced increases — you control the budget |
| 3. Unused Funds | Kept by the insurer | Stay with you — rollover or refund options |
| 4. Flexibility | Rigid plans with category caps | Flexible spending on CRA-eligible expenses |
| 5. Business Objective | Retain Premium and restricting payouts. | Facilitate usage, not block it. |
Our SOC 2 Type II certification ensures that your data is handled with the highest standards of security, availability, and confidentiality. Trusted by leading financial institutions.
Your deposits are held in trusts with a Schedule 1 Canadian bank and protected by CDIC insurance, ensuring the safety of your funds.
Your data stays in Canada. Your records stay audit-ready.
Only on reimbursed amounts.
Structured to CRA & Income Tax Act Guidelines.
100% Canadian Data Residency.
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