An HSA reimburses eligible health and dental expenses under the plan. A WSA covers wellness expenses chosen by the employer. You can offer either or combine them, with separate rules for each account.

Choose HSA, WSA or both, then set your funding approach, employee groups and benefits budget. The Customize option also brings together distribution, carryover and eligibility settings so you can review the plan before signing.

Yes. Set the annual benefits budget during setup and review how your employee groups and allocations affect the plan. Check administration fees, funding requirements and applicable taxes separately when planning your total cost.

Yes. Employee classes let you organize groups and set relative allocations within your plan. Review the class percentages, headcounts and family-status weights together before signing so the configuration matches your intended benefit structure.

Compare the benefits budget, administration fees, funding schedule, reserve requirements and applicable taxes. Also review employee access, plan rules and how claims are handled. A lower headline fee alone does not explain the full arrangement.

An HSA can complement group insurance by reimbursing eligible expenses that remain unpaid, subject to both plans’ rules. Review how claims should be coordinated before telling employees which expenses they can submit.

The employer funds eligible reimbursements through the selected funding arrangement. Wellbytes administers the account. Review when funds are required, how administration fees apply and whether your chosen arrangement includes a reserve before committing.

Start with the HSA Eligible Expenses resource, then check your own plan’s coverage and submission rules. For WSA expenses, use the categories your employer has selected. An expense example does not guarantee that a particular claim qualifies.

Prepare your business and contact details, employee headcounts, intended employee groups and annual benefits budget. Agree on the funding approach and identify the authorized signer. Having these decisions ready makes the application easier to review.

An authorized representative should review and sign the application for the business. Confirm who has signing authority before starting, and make sure the business details, budget and selected plan terms reflect the decisions your team approved.

Enter your business details, choose a package or customize the plan, and review the configuration. Your authorized representative then signs and submits the application. Follow the confirmation instructions for review, payment and account activation.

No. Submission sends the signed application for review. Follow the next steps provided for your application, including any payment and activation requirements. Confirm the plan is active before telling employees they can start submitting claims.

After plan activation, follow the employee access instructions provided for your account. Share the coverage details, effective date and claim submission guidance with your team so employees know what they can use and when.

Review your application, plan details and agreement before signing. Check the funding schedule, administration fees, reserves, coverage rules and any cancellation terms. If something is unclear, ask Wellbytes to explain it before you commit.

Start the online application with your business details and benefits budget ready. Choose a package or customize your plan, then review it with your authorized signer. The setup guides can help you prepare for each step.