Health & Wellness Spending Accounts

Canada’s only zero-commission, fully customizable, CRA-compliant HSA — built for SMBs and ready in minutes, designed for modern teams who expect more from their benefits.
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Pay-As-You-Use. Cancel Anytime.

No long-term contracts. Flexible payment options with no upfront fees.

Worry-Free Compliance

Know exactly what is eligible under CRA guidelines—no confusing insurance language.

Effortless Plan Management

A fully digital, self-serve platform that reviews, processes, and manages employee claims on autopilot.

Unmatched Flexibility

Boost employee retention by giving your team the ultimate perk: the freedom to spend on the care they genuinely want.

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Canada’s only zero-commission, fully customizable, CRA-compliant HSA — built for SMBs and ready in minutes, designed for modern teams who expect more from their benefits.

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Flexible, Transparent Coverage for Eligible Health Expenses

Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.
View All Eligible Expenses
Devices & Supplies
CPAP machines and supplies, hearing aids, diabetic supplies, and more.
Vision Care
Eye exams, prescription glasses, contact lenses, and prescription sunglasses.
Paramedical Services
Physiotherapy, massage therapy, chiropractic care, psychology, therapy, and more.
Prescription Drug
Prescription Drug
Dental Care
Cleanings, exams, X-rays, fillings, crowns, root canals, night guards, dentures, and braces or orthodontics.
Mental Health
Psychology, psychotherapy, and counselling.
Orthotics & Mobility
Braces, walkers, canes, and custom orthotics.
Hearing Care
Hearing tests, hearing aids, batteries, and accessories.
Fertility Care
Fertility treatments and prescribed fertility medications.
Medical Travel
Eligible medical travel costs, including transit and accommodation.
Diagnostics
Lab tests and diagnostic imaging not covered elsewhere, where eligible.

Bank-Grade Security. Audit-Ready Standards.

Confidence in Compliance

Our system helps ensure claims are reviewed in accordance with CRA guidelines, with securely stored, audit-ready documentation for worry-free recordkeeping.

Peace of Mind with Proven Security

Our SOC 2 Type II certification ensures your data is handled with the highest standards of security, availability, and confidentiality. Trusted by leading financial institutions.

Fully-Insured, Always Secure

Your deposits are held in trust with a Schedule I Canadian bank and protected by CDIC insurance, helping ensure the safety of your funds.

Your data stays in Canada. Your records stay audit-ready.

Simple. Powerful.

Built for Employers and Employees.

  • No Annual Fees
  • Snap and submit your claim in just 5 seconds.
  • Direct Deposits For Claim Reimbursements
  • Minimal Paperwork
  • Automated Notification System
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What Is a Catastrophic Loss in Health Coverage? What is catastrophic loss—and should your health plan cover it? It refers to costly medical events that can cause serious financial strain, especially for professionals and SMEs. Understanding it helps you make smarter coverage decisions.
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Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.
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Contact Sales

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Structured to CRA & Income Tax Act Guidelines.

100% Canadian Data Residency.

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